Predictive Compliance Before HMRC Acts

ComplianceVault AI Ltd was established to redefine how UK micro-businesses approach regulatory compliance shifting from reactive reporting to predictive intelligence under HMRC’s Making Tax Digital framework.

The foundation of ComplianceVault AI was built on direct exposure to financial reporting, audit preparation, and risk management environments across multiple jurisdictions. These real-world observations revealed a structural gap in the UK compliance ecosystem: micro-businesses lacked forward-looking tools to anticipate audit triggers and quantify regulatory exposure.

Under the strategic leadership of Muhammad Hasnain Waheed, the company was architected not as another bookkeeping system, but as a Predictive Compliance Intelligence Platform. By embedding causal inference, Monte Carlo simulations, and regulatory drift monitoring into its core engine, ComplianceVault transforms transaction data into proactive compliance foresight.

The founder leads product definition, regulatory alignment, risk modelling logic, and long-term infrastructure planning. Every system workflow from audit-risk scoring to counterfactual scenario modelling — is designed to mirror real accounting practices while simplifying complexity for sole traders and small limited companies operating below the £90k VAT threshold.

ComplianceVault’s long-term vision is to establish the UK’s first predictive compliance engine for micro-businesses, eliminate avoidable penalty exposure, and scale into EU VAT regimes with jurisdiction-aware compliance modelling. The strategic objective is clear: deliver measurable regulatory confidence at scale through intelligent automation and defensible audit intelligence.